Outseer

💡 "It wasn't me, it was my bot."    During our recent webinar, payments expert Neira Jones used this phrase to highlight one of the emerging challenges of agentic commerce.    As AI agents begin making purchases on behalf of consumers, proving an agent was authorized is only part of the equation. Financial institutions will also need to consider intent, trust, and how existing fraud and liability frameworks may need to adapt when the customer isn't the one initiating the transaction.    Watch the webinar replay to learn how leading issuers are preparing for the future of 3D Secure, authentication, and agentic commerce.    🎥 Watch the replay using the link in the comments below.    #FraudPrevention #Authentication #Payments #FinancialServices 

💡 A successful authentication challenge doesn't always mean a legitimate transaction.  As social engineering tactics become more sophisticated, fraudsters are increasingly manipulating legitimate cardholders into approving fraudulent payments. As a result, payment authentication and 3D Secure must evolve to stop these attacks. In this article, Outseer explores how deeper fraud insight can strengthen authentication assurance and help identify authenticated fraud. 📖 Read the full article using the link in the comments below.   #BankingSecurity #FraudPrevention #3DSecure #Authentication #SocialEngineering

🤖 Agentic commerce changes a fundamental assumption payments have relied on for decades: that a human is present to authenticate transactions and respond when risk arises. 𝗪𝗶𝘁𝗵 𝘁𝗵𝗮𝘁 𝘀𝗵𝗶𝗳𝘁 𝗰𝗼𝗺𝗲𝘀 𝗮 𝗻𝗲𝘄 𝗿𝗶𝘀𝗸 𝗲𝘃𝗲𝗻𝘁: 𝗮𝗴𝗲𝗻𝘁 𝗱𝗲𝗹𝗲𝗴𝗮𝘁𝗶𝗼𝗻. The critical moment for establishing trust moves earlier in the payment journey. It begins when a consumer authorizes an AI agent to act on their behalf, rather than when the transaction is initiated. In the Datos Insights report, 𝗥𝗲𝗯𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝗣𝗮𝘆𝗺𝗲𝗻𝘁 𝗧𝗿𝘂𝘀𝘁 𝗶𝗻 𝘁𝗵𝗲 𝗔𝗴𝗲 𝗼𝗳 𝗔𝘂𝘁𝗼𝗻𝗼𝗺𝗼𝘂𝘀 𝗔𝗴𝗲𝗻𝘁𝘀, we explore how agentic commerce is reshaping payment trust and why issuers may need new approaches to authentication, fraud prevention, and governance. 🔗 Download the report using the link in the comments below. #Payments #FraudPrevention #AI #FinancialServices

"Fraudsters are now weaponizing authentication through social engineering." As payments expert Neira Jones explained during our recent webinar, this shift is one of the key reasons why payment security and 3D Secure strategies need to evolve. As fraud continues to evolve, financial institutions need to look beyond authentication alone. Phishing-resistant authentication, such as FIDO, is an important step forward—but it's most effective when combined with the full context of a transaction, from signals across the payment journey to broader fraud intelligence, enabling stronger, risk-based decisions. Watch the full webinar to learn how leading issuers are modernizing 3D Secure with a layered, risk-based approach to authentication and fraud prevention.    🎥 Watch the webinar replay using the link in the comments below.  #FraudPrevention #Authentication #Payments #FinancialServices 

🔑 Are FIDO passkeys the future of authentication? The answer may be more nuanced than you think. In his latest article, Peter Tapling explores how FIDO passkeys can strengthen EMV 3-D Secure by reducing phishing risk and improving the customer experience. He also examines why they shouldn't be viewed as a standalone solution for fraud prevention. The article discusses: 🔹 The role of FIDO passkeys in modern 3DS authentication 🔹 Why a layered, risk-based approach remains essential 🔹 How issuers can combine FIDO with fraud intelligence to strengthen authentication decisions Read Peter's insights using the link in the comments below. #Authentication #3DSecure #FraudPrevention #Payments #CyberSecurity

📢 Webinar Tomorrow: 𝗧𝗵𝗲 𝗥𝗶𝘀𝗲 𝗼𝗳 𝗕𝗮𝗻𝗸𝗶𝗻𝗴-𝗚𝗿𝗮𝗱𝗲 𝗙𝗜𝗗𝗢 𝗔𝘂𝘁𝗵𝗲𝗻𝘁𝗶𝗰𝗮𝘁𝗶𝗼𝗻: 𝗖𝗹𝗼𝘀𝗶𝗻𝗴 𝘁𝗵𝗲 𝗧𝗿𝘂𝘀𝘁 𝗚𝗮𝗽 FIDO passkeys are transforming authentication, but authentication success doesn't always mean legitimate activity. Join Outseer and The Paypers for tomorrow’s webinar to explore how leading financial institutions are strengthening authentication with fraud intelligence. You'll learn:  ✅ The benefits of FIDO passkeys for banks, issuers, and payment processors  ✅ Why authentication success does not necessarily mean legitimate activity  ✅ The limitations of FIDO authentication alone in financial services  ✅ The additional measures that transform FIDO authentication into banking-grade fraud protection  ✅ How banking-grade FIDO supports regulatory requirements, including PSD3    Date: Tuesday, July 14  Time: 3:00 PM BST (10:00 AM EDT) Speakers: 🎤 Gagan Bhatia, CISO at Outseer 🎤 Susann Gäbler, Head of Risk Steering Fraud at Santander Deutschland 🎤 Dr. Ruth Wandhöfer (Moderator), Chair, Author, Speaker, Adviser, Visiting Prof. Bayes Business School, Blackwired Cybersecurity 🎥 Register now using the link in the comments below.     #FIDO #Authentication #FraudPrevention #Payments #FinancialServices

📢 We’re proud to announce that Outseer is the first fraud prevention platform to achieve ISO/IEC 42001 certification, the world’s first international standard for Artificial Intelligence Management Systems (AIMS). Outseer uses a combination of predictive, generative, and agentic AI along with proprietary native banking and behavioral signals to detect and prevent fraud, account takeover, scams, money mules, and other forms of financial crime in real time. This milestone reinforces our commitment to responsible AI governance, transparency, and accountability, helping financial institutions combat fraud and scams with confidence while maintaining the highest standards of trust. Read the full announcement using the link in the comments below. #AI #FraudPrevention #CyberSecurity #FinancialServices #ResponsibleAI

🤖 AI agents won't just assist with purchases, they'll soon be making them. That raises an important question: How do you build trust when the customer isn't the one initiating the transaction? As agentic commerce becomes a reality, issuers and payment providers need to rethink how they approach authentication, fraud prevention, and accountability. In our latest report with Datos Insights, we explore: • Why agent delegation is becoming a new risk event  • How Know Your Agent (KYA) frameworks can help establish trust  • What payments and fraud leaders should do now to prepare 📖 Read the report using the link in the comments below. #AgenticAI #Payments #FraudPrevention #FinTech #ArtificialIntelligence

💡 Successful authentication doesn't always mean a transaction is legitimate. As scams, social engineering, and authenticated fraud continue to evolve, issuers need to rethink how trust is established throughout the payment journey. Join Outseer and special guest Neira Jones, Fraud Advisor, for an insightful webinar on how to modernize 3D Secure and strengthen fraud prevention. We'll explore how to: ✅ Use richer data signals to improve transaction confidence ✅ Strengthen authentication against scams and OTP vulnerabilities ✅ Reduce operational burden with AI-driven automation ✅ Transform 3DS into a smarter, more adaptive fraud prevention layer If you're looking to stay ahead of today's fraud landscape while improving the customer experience, this session is for you. 📅 𝗪𝗲𝗱𝗻𝗲𝘀𝗱𝗮𝘆, July 8th | Choose your session: Americas - 2:00 PM EST EMEA - 2:00 PM GMT #FraudPrevention #3DSecure #Payments #CyberSecurity #FinancialServices

🔑 While FIDO helps protect against phishing and credential-based attacks, additional fraud intelligence is needed to make it banking-grade, for secure digital banking and transactions.  In this article, Outseer explores the limitations of standard FIDO for financial institutions, and steps they must take to deploy it successfully to help strengthen security while improving the customer experience.    📖 Read the full article using the link in the comments.   #FIDO #BankingSecurity #FraudPrevention #Authentication #DigitalBanking