HyperVerge

🇮🇩 Terima kasih, Indonesia! From vibrant batik and shared laughs to meaningful conversations on the future of digital trust, Credit & Collections Summit Asia 2026 was an incredible experience. A huge thank you to everyone who stopped by our booth and engaged with us on some of the industry's most pressing challenges. We had insightful discussions around: 🔹 Combating deepfakes and injections fraud 🔹 Smarter underwriting with AI and financial data intelligence 🔹 Building secure, OJK compliant digital onboarding journeys for banks & lenders We're also thrilled to officially welcome Vinayak Kaushik, our new Country Director for Indonesia. We're excited to strengthen our presence in Indonesia and partner more closely with the country's fast-growing financial services ecosystem. And the icing on the cake? 🏆 HyperVerge was honored with the Best Fraud Prevention & Security Solutions award. This recognition belongs to our incredible team, customers, and partners who continue to push the boundaries of digital trust. Thank you to everyone we met. We're excited about the conversations we've started and the partnerships ahead. Terima kasih, Indonesia. Sampai jumpa lagi! 🇮🇩 Saket Kumar Jha, Vinayak Kaushik, Aryan Mukund, King Ghosh #HyperVerge #Indonesia #CCSA2026 #DigitalTrust #DeepfakeDetection #FraudPrevention #AI #Underwriting #Lending #Fintech #BFSI, The Future Event

Most credit officers spend 80% of their day churning data. GST records, bank statements pulled one by one. Policy breaches highlighted manually. Memos drafted from scratch. Somewhere in the hours left over, the actual underwriting happens. Fraud, meanwhile, has scaled. Synthetic identities, AI-generated documents, deepfakes. All of it is fast. You can't out-hire automated adversarial AI. The lenders pulling ahead have moved the data collection work to AI. Their credit teams spend the day on the calls only humans can make. We put the conversion data, regulatory shifts, and structural playbooks behind that shift into one guide for risk leaders. Underwriting in the AI era. Link in comments.

🇮🇩 Hello, Indonesia! HyperVerge is proud to be the Digital Trust Sponsor at the Credit & Collections Summit Asia 2026. We're excited to connect with leaders across the BFSI ecosystem and discuss how AI is transforming the future of lending while keeping it secure and compliant. Come meet us to explore: 🔹 AI-powered underwriting and bank statement analysis 🔹 KYB and merchant onboarding 🔹 Deepfake and GenAI fraud detection 🔹 Digital identity verification and customer onboarding If you're attending the summit, we'd love to meet you. Stop by our booth and say hi. Saket Kumar Jha, Vinayak Kaushik, Aryan Mukund, King Ghosh

A loan application is not just about paperwork. It's a hospital bill that couldn't wait for payday. A daughter's semester abroad. A shop owner's second branch. A first home that took fifteen years of saving to even apply for. When that application sits in a queue for days, someone's deadline doesn’t. Meanwhile, the fraud coming through that same queue has industrialised. Synthetic identities, AI-generated bank statements, deepfake-assisted video calls. It forces lenders to tighten rules, adds friction, and slows down approvals for the honest borrowers. It doesn't have to work that way. The lenders redesigning underwriting right now are proving the trade-off is false. Fraud checks that run in seconds, decisions in minutes for genuine applicants, audit trails you can actually stand on. Faster for the real, harder for the fake. We've laid out what it looks like in practice, with the 2026 data and the RBI's expectations, in our fresh resource: “Underwriting in the AI Era”. Link in comments.

"Put out more good than you take in" has been HyperVerge's operating idea since day one. HyperVerge Academy is the most visible expression of it, but not the only one. This week, our leadership team took an afternoon to serve food at Avyang Foundation. What followed was a truly fulfilling experience. Leadership here means going first. The rest tends to follow.

CKYC 2.0 is coming. The regulatory documentation is long. Your time is not. CERSAI's new guidelines change how reporting entities handle Search, Consent, Download, Create, Update, and Re-KYC. If you run onboarding at a bank, NBFC, insurer, securities firm, or fintech, these changes will reach your customer journeys whether you're ready or not. We'd rather you were ready. Join us on July 23, 2026 for a working session where we'll: → Break down what actually changed between CKYC and CKYC 2.0  → Decode the latest CERSAI guidelines and implementation timelines  → Map the impact on onboarding flows, consent management, and APIs  → Take your implementation questions live Built for Product, Compliance, Ops, and Tech teams. No regulatory jargon marathons. Just the changes, what they mean, and what to do about them. Registration link in comments #CKYC #KYC #Compliance #BFSI #CERSAI

On June 24, the RBI published two documents in one day. First: a draft on model risk management that requires every AI system a bank deploys to have override and kill-switch arrangements. Second: the finalised fraud compensation framework, which sets out who pays the customer when fraud gets through. Read together, they change the economics of fraud prevention. From January 1, 2027, banks credit fraud victims first and establish fault later, with the burden of proof on the bank. Every fraud that isn't stopped upfront now carries a direct, regulator-mandated cost. Our July HyperCircle edition breaks down both documents, landing tomorrow: → The compensation framework: three things to change before January 1, and what it means for your vendor contracts → The model-risk draft: why accountability for third-party models now sits with the institution, and what that does to due diligence → The 544 basis point gap between credit growth and deposit growth, and why it becomes an onboarding problem before it becomes anything else If your role touches KYC, model governance, or fraud risk, this edition is built for your Monday meeting. Subscribe to get it first: link in comments.

Mumbai never sleeps. Neither does our fraud prevention engine, so we figure we’ll fit right in. Our new Mumbai office is officially open! While the city keeps moving at hyper-speed, we'll be behind the scenes, keeping the financial institutions and enterprises you trust completely secure. New desks. Same mission. Let’s get to work. #NewSpace #HyperVerge #LifeAtHyperVerge #TeamHyperVerge #RootedInTrust #HyperVergeMumbai

A book showed up at the office this week, and everyone keeps picking it up. Down But Not Out, by Subrata Mitra and Pankaj Mishra, is about Indian founders who nearly lost everything but refused to fold. The book covers several inspiring stories, such as those of BlueStone, TaxiForSure.com, and Tejas Networks, other than HyperVerge. There was a point in our story when we had six months of cash and an offer to sell. The HyperVerge chapter is about why we said no. Every one of us has had phases that test us, big or small. Some of us make lemonade, some choose to juggle the lemons, but all of us have a #DownButNotOutMoment. Look out this week as our team shares their moments, and feel free to join in with yours! Kedar Kulkarni Praveen Kumar Kishore Natarajan Saivenkatesh Ashokkumar Vignesh Krishnakumar

Kasa kay, Mumbaikars! We’re now closer to you than ever. 🚀 To be right in the middle of all the action, we moved to a brand-new space in Marol last month. The team has poured their hearts into making this space a true reflection of our vision and values, and it shows. Cheers to fresh spaces, big goals, and consistent growth! #Milestone #LifeAtHyperVerge #NewOffice #Growth