Marcus explains why market falls are built into long-term investing 📉 When you invest in equities, your portfolio will fall at some point. Sometimes significantly. Yet this isn't a flaw in the system, it's the system working exactly as designed. Equities decline more frequently and severely than bonds or cash. Investors demand compensation for this uncertainty. That compensation is higher long-term returns. Without the declines, there would be no premium. They're not a side effect. They're the reason it exists. #FinancialPlanning #InvestmentPhilosophy #LongTermThinking