HDFC ELSS Tax Saver Fund Regular-Growth
(Scheme Rating)
NAV as of Jul 17, 2026
1,377.980.72%
- Growth - Regular
(Earn upto 0.56% Extra Returns with Direct Plan)
Fund Category:
Equity: ELSS
Expense Ratio:
1.74%(2.17% Category
average)Fund Size:
Rs. 15,685.17 Cr(6.46% of Investment in Category)
HDFC ELSS Tax Saver Fund Regular-Growth
(Scheme Rating)
NAV as of Jul 17, 2026
1,377.980.72%
Expense Ratio:
1.74%
Fund Size:
Rs. 15,685.17 Cr
Fund Category:
Equity: ELSS
1. Current NAV: The Current Net Asset Value of the HDFC ELSS Tax Saver Fund - Regular Plan as of Jul 17, 2026 is Rs 1,377.98 for Growth option of its Regular plan.
2. Returns: Its trailing returns over different time periods are: -2.6% (1yr), 14.78% (3yr), 15.76% (5yr) and 22.35% (since launch). Whereas, Category returns for the same time duration are: -0.85% (1yr), 12.01% (3yr) and 11.72% (5yr).
3. Fund Size: The HDFC ELSS Tax Saver Fund - Regular Plan currently holds Assets under Management worth of Rs 15685.17 crore as on Jun 30, 2026.
4. Expense ratio: The expense ratio of the fund is 1.74% for Regular plan as on Jul 14, 2026.
5. Exit Load: The given fund doesn't attract any Exit Load.
6. Minimum Investment: Minimum investment required is Rs 500 and minimum additional investment is Rs 500. Minimum SIP investment is Rs 500.
HDFC ELSS Tax Saver Fund Regular-Growth Returns
Trailing Returns
Rolling Returns
Discrete Period
SIP Returns
1M 3M 6M 1Y 3Y 5Y Annualized Returns 1.90 0.40 -4.60 -2.60 14.78 15.76 Category Avg 1.56 2.61 0.08 -0.85 12.01 11.72 Rank within Category 17 34 35 27 10 3 No. of funds within Category 39 39 39 39 38 33 - Loading...
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Return Comparison
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HDFC ELSS Tax Saver Fund Regular-Growth Fund Details
Investment Objective - The scheme seeks to generate capital appreciation / income from a portfolio, comprising predominantly of equity & equity related instruments.
| Fund House | HDFC Mutual Fund |
| Launch Date | Mar 31, 1996 |
| Benchmark | NIFTY 500 Total Return Index |
| Return Since Launch | 22.35% |
| Riskometer | Very High |
| Type | Open-ended |
| Risk Grade | Low |
| Return Grade | Above Average |
HDFC ELSS Tax Saver Fund Regular-Growth Investment Details
| Minimum Investment (Rs.) | 500.00 |
| Minimum Additional Investment (Rs.) | 500.00 |
| Minimum SIP Investment (Rs.) | 500.00 |
| Minimum Withdrawal (Rs.) | 500.00 |
| Exit Load | 0% |
Portfolio Allocation
Asset Allocation
Asset Allocation History
Sector Allocation
Market Cap Allocation
Concentration & Valuation Analysis
| JUN 2026 | MAY 2026 | APR 2026 | MAR 2026 | FEB 2026 | JAN 2026 | |
|---|---|---|---|---|---|---|
| Number of Holdings | 59 | 57 | 56 | 56 | 58 | 58 |
| Top 5 Company Holdings | 35.21% | 33.66% | 33.9% | 34.0% | 35.96% | 36.9% |
| Top 10 Company Holdings | 52.6% | 51.61% | 52.13% | 53.82% | 54.74% | 55.82% |
| Company with Highest Exposure | ICICI Bank (9.64%) | ICICI Bank (8.99%) | ICICI Bank (8.93%) | ICICI Bank (9.08%) | ICICI Bank (9.13%) | HDFC Bank (9.21%) |
| Number of Sectors | 15 | 15 | 15 | 15 | 15 | 16 |
| Top 3 Sector Holdings | 56.63% | 55.1% | 54.46% | 55.51% | 57.51% | 58.65% |
| Top 5 Sector Holdings | 70.42% | 68.87% | 68.05% | 69.35% | 70.3% | 71.26% |
| Sector with Highest Exposure | Financial (35.77%) | Financial (34.35%) | Financial (34.63%) | Financial (34.54%) | Financial (35.99%) | Financial (36.58%) |
Top Stock Holdings
Sector Holdings in MF
Company Sector Assest(%) P/E EPS-TTM(₹) RETURN 1 YR(%) ICICI Bank Financial 9.64 - - 0.65 HDFC Bank Financial 8.44 - - 0.40 Axis Bank Financial 7.6 - - 0.18 Maruti Suzuki India Automobile 4.95 - - 0.25 State Bank of India Financial 4.58 - - 0.19 Bharti Airtel Communication 4.47 - - -0.04 Kotak Mahindra Bank Financial 4.38 - - - SBI Life Insurance Company Insurance 3.36 - - -0.21 Reliance Industries Energy 2.74 - - -0.12 HCL Technologies Technology 2.44 - - -0.31
Peer Comparison
Cumulative Returns
SIP returns
Discrete Returns
Quant Measures
Asset Allocation
Scheme Name NAV(Rs./Unit) Scheme Rating AUM(Rs. Cr) 1M 1Y 3Y 5Y HDFC ELSS Tax Saver Fund Regular-Growth 1,377.98 15,685.17 1.90 -2.60 14.78 15.76 Motilal Oswal ELSS Tax Saver Fund Regular-Growth 55.00 4,861.86 -0.19 3.57 20.78 16.84 WhiteOak Capital ELSS Tax Saver Fund Regular - Growth 17.83 473.58 3.13 0.93 15.97 - SBI ELSS Tax Saver Fund Regular -Growth 440.55 31,839.34 2.01 -0.91 16.75 16.23 Franklin India ELSS Tax Saver Fund Regular-Growth 1,440.07 6,166.26 1.94 -3.32 13.01 12.57
Risk Ratios
Ratios are calculated using the calendar month returns for the last 3 years
Standard Deviation
Standard Deviation
Standard deviation is the deviation of the fund's return around mean.
Low Volatality
13.56VS16.11Fund Vs Category Avg
Beta
Beta
Beta shows the portfolio risk in relation to the market. A beta of less than 1 means that the fund returns are less volatile compared to the broader market. A beta of more than 1 means that the fund returns are more volatile than the broader markets. A beta equal to 1 means that fund's volatility is in line with the broader market.
Low Volatality
0.86VS0.98Fund Vs Category Avg
Sharpe Ratio
Sharpe Ratio
Sharpe ratio is a risk adjusted performance measure. A fund with a higher Sharpe ratio is considered better than a fund with a lower Sharpe ratio.
Better risk-adjusted returns
0.66VS0.48Fund Vs Category Avg
Treynor's Ratio
Treynor's Ratio
Treynor is a risk adjusted performance measure. A fund with a higher Treynor ratio is considered better than a fund with a lower Treynor ratio.
Better risk-adjusted returns
10.39VS7.94Fund Vs Category Avg
Jensen's Alpha
Jensen's Alpha
Alpha shows the ability of the fund manager to outperform the market. A higher Alpha is preferred.
Better risk-adjusted returns
2.73VS0.83Fund Vs Category Avg
Mean Return
Mean Return
Average return generated by the fund during a specified period.
Better average monthly returns
14.70VS13.72Fund Vs Category Avg
Risk Ratio Chart
- Risk Ratio
- Category Average
HDFC Mutual Fund News
- Rs 1,839 crore Biocon block deal: ICICI Pru MF biggest buyer along with Citi and Goldman Sachs
- HDFC Defence Fund raises stake in Mazagon Dock, Tata Motors and 3 others in June
- Adani Enterprises QIP gets nearly 4x bids, successfully raises Rs 15,000 crore
- HDFC Mid Cap Fund hits Rs 1 lakh crore AUM milestone; delivers 17% CAGR since inception
Fund Manager
- R.V.Rakesh VyasSince May 201211 schemes
- A.K.Amar KalkundrikarSince Dec 202522 schemes
Mr. Vyas is a B.E (Electrical) and PGDM (Business Management) from XLRI Jamshedpur. Prior to joining HDFC Mutual Fund in 2009 he has worked with Lehman Brothers and Nomura.
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y HDFC Balanced Advantage Fund Regular-Growth Dynamic Asset Allocation 525.16 1,06,456.16 0.69 HDFC Flexi Cap Fund Regular-Growth Flexi Cap 2,043.57 1,06,495.63 2.70 HDFC Floating Rate Debt Fund Regular-Growth Floater 53.30 16,451.55 5.95 HDFC Arbitrage Fund Regular-Growth Arbitrage 32.56 23,771.97 6.05 HDFC Children's Fund Regular Plan Aggressive Hybrid 292.60 10,487.87 -1.63 HDFC Dynamic Debt Fund Regular-Growth Dynamic Bond 93.07 531.60 3.30 HDFC Equity Savings Fund Regular-Growth Equity Savings 67.86 5,639.52 2.89 HDFC Value Fund-Growth Value Oriented 782.18 7,583.27 4.11 HDFC Banking and PSU Debt Fund Regular-Growth Banking and PSU 24.31 5,254.95 4.85 HDFC Credit Risk Debt Fund Regular-Growth Credit Risk 25.82 7,693.35 6.66 HDFC Corporate Bond Fund Regular-Growth Corporate Bond 34.34 30,721.43 4.67 Mr. Kalkundrikar has done B.Com, CA, CFA, and MBA from Columbia Business School. Prior to joining HDFC Asset Management Company Limited, he has worked with Nippon India Mutual Fund, and HDFC AMC. He worked with multiple roles at HDFC MF.
More HDFC Mutual Fund
| Scheme Name | Rating | Asset Size(Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| HDFC Balanced Advantage Fund Regular-Growth | 1,04,016.21 | 1.98 | 6.27 | -3.09 | 0.29 | 14.42 | |
| HDFC Flexi Cap Fund Regular-Growth | 1,01,821.82 | 2.58 | 8.83 | -3.56 | 1.64 | 17.65 | |
| HDFC Mid Cap Fund Regular-Growth | 97,350.48 | 2.80 | 13.94 | 0.48 | 7.58 | 20.84 | |
| HDFC Liquid Fund Regular-Growth | 67,998.37 | 0.62 | 1.81 | 3.26 | 6.21 | 6.87 | |
| HDFC Small Cap Fund Regular-Growth | 38,809.48 | 3.44 | 15.90 | -1.15 | 1.66 | 14.52 | |
| HDFC Large Cap Fund Regular-Growth | 37,808.31 | 2.11 | 7.72 | -6.20 | -1.68 | 11.49 | |
| HDFC Corporate Bond Fund Regular-Growth | 31,066.99 | 2.03 | 2.12 | 2.40 | 4.56 | 7.13 | |
| HDFC Money Market Fund-Growth | 28,704.74 | 0.93 | 1.77 | 3.01 | 6.03 | 7.18 | |
| HDFC Large and Mid Cap Fund Regular- Growth | 28,515.33 | 2.38 | 13.23 | -2.61 | 1.20 | 16.21 | |
| HDFC Focused Fund Regular-Growth | 26,082.42 | 3.39 | 8.34 | -4.19 | 0.46 | 17.05 |
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1. HDFC ELSS Tax Saver Fund - Regular Plan is Open-ended ELSS Equity scheme which belongs to HDFC Mutual Fund House.
2. The fund was launched on Mar 31, 1996.
Investment objective & Benchmark
1. The investment objective of the fund is that " The scheme seeks to generate capital appreciation / income from a portfolio, comprising predominantly of equity & equity related instruments. "
2. It is benchmarked against NIFTY 500 Total Return Index.
Asset Allocation & Portfolio Composition
1. The asset allocation of the fund comprises around 98.57% in equities, 0.32% in debts and 1.06% in cash & cash equivalents.
2. While the top 10 equity holdings constitute around 52.6% of the assets, the top 3 sectors constitute around 56.63% of the assets.
3. The fund largely follows a Growth oriented style of investing and invests across market capitalisations - around 0.0% in giant & large cap companies, 0.0% in mid cap and 0.0% in small cap companies.
Tax Implications on HDFC ELSS Tax Saver Fund Regular-Growth
1. Short-term Capital Gain Tax - STCG is not applicable on ELSS schemes since these have a lock-in period of 3 years.
2. Investment into ELSS schemes qualify for tax deduction under Section 80C of the Indian Income Tax Act.
3. Gains of more than Rs. 1 lakh after completion of 3 years will be taxed at a rate of 10% (Long-term Capital Gain Tax - LTCG).
4. For Dividend Distribution Tax, the dividend income from this fund will get added to the income of an investor and taxed according to his/her respective tax slabs.
5. Also, for dividend income in excess of Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income.
This Might Catch Your Interest
FAQs about HDFC ELSS Tax Saver Fund Regular-Growth
- Is it safe to invest in HDFC ELSS Tax Saver Fund - Regular Plan?As per SEBI’s latest guidelines to calculate risk grades, investment in the HDFC ELSS Tax Saver Fund - Regular Plan comes under Very High risk category.
- What is the category of HDFC ELSS Tax Saver Fund - Regular Plan?HDFC ELSS Tax Saver Fund - Regular Plan belongs to the Equity : ELSS category of funds.
- How Long should I Invest in HDFC ELSS Tax Saver Fund - Regular Plan?The suggested investment horizon of investing into HDFC ELSS Tax Saver Fund - Regular Plan is >3 years. The suggested investment horizon is the minimum time required for holding investments in the fund to reduce its downside risk and ensure that the returns become more predictable.
- Who manages the HDFC ELSS Tax Saver Fund - Regular Plan?The HDFC ELSS Tax Saver Fund - Regular Plan is managed by Rakesh Vyas (Since May 10, 2012) and Amar Kalkundrikar (Since Dec 08, 2025).
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