Emery Little

£670,000. That’s what private school could cost your family. 🎓 In the latest issue of ‘Little Thoughts’, Alfie runs the numbers on private school fees and asks: what if you invested that money instead? It’s a more nuanced question than it might seem. #PrivateSchool #SchoolFees #FinancialPlanning #LittleThoughts #EmeryLittle

When can you actually afford to retire from bp? And just as importantly, what will you do with your time when you do? This webinar covers both, plus the practical decisions: how to think about the tax-free cash option from your final salary pension, what to consider with your bp shares, and whether the Aegon TargetPlan default fund fits your retirement timeline. Alfie Mullan, our Director of Financial Planning, will walk through the key financial planning considerations for bp employees. You'll also get access to a retirement calculator and budgeting tool after the session. Whether retirement is around the corner or still years away, register for our webinar on planning your bp retirement with confidence. #RetirementPlanning #bpEmployees #FinancialPlanning #PensionPlanning

Harry explains why Lasting Powers of Attorney aren't just for later in life 📋 Most people picture old age or serious illness. But an LPA is fundamentally about control, not age. Without one, your spouse can't automatically manage your finances. Bank accounts can freeze. Investments can't be adjusted. Family may need to apply to the Court of Protection - a slow, costly, stressful process. For families building wealth or running businesses, that's a risk worth removing now. #FinancialPlanning #EstatePlanning #LegalProtection

Jo and Alfie's Plannex® Podcast episode is now available in full. Two parts covering everything from how the firm thinks about technology and team structure, to the growth ambitions ahead. Watch on YouTube or listen on Spotify and Apple Podcasts. #FinancialPlanning #Plannex #EmeryLittle

Last night, Jo attended the Professional Adviser Awards 2026 and came home with this. 🏆 Emery Little: Adviser Firm of the Year – London. Incredibly proud of the whole team. Thank you to the judges and to our clients for trusting us with work that matters. #AdviserFirmOfTheYear #ProfessionalAdviserAwards #FinancialPlanning

What does it actually take to lead a firm that's been in the family for three generations? Jo and Alfie joined Adam and Rohan on the Plannex Podcast to find out. They get into succession, leadership, investment philosophy, and why they've doubled down on serving bp employees and retirees. Part 1 is live now. Link in the comments. #FinancialPlanning #Plannex #EmeryLittle

Marcus explains why market falls are built into long-term investing 📉 When you invest in equities, your portfolio will fall at some point. Sometimes significantly. Yet this isn't a flaw in the system, it's the system working exactly as designed. Equities decline more frequently and severely than bonds or cash. Investors demand compensation for this uncertainty. That compensation is higher long-term returns. Without the declines, there would be no premium. They're not a side effect. They're the reason it exists. #FinancialPlanning #InvestmentPhilosophy #LongTermThinking

Marcus explores what shapes how you react when markets fall 📊 Most investors know the theory: stay invested, focus on long term, don't panic sell. But when markets actually drop, theory meets emotion. The real work happens before markets decline. What we consume daily trains our instincts. When volatility hits, we don't decide what to do in the moment. We react based on habits formed over months and years. #FinancialPlanning #InvestmentPhilosophy #BehaviouralFinance

Joel's first child Isla was a dream: slept through, smiled constantly, made parenting look easy. His second child Arlo had other plans 👶 Arlo is fussy, needs constant holding, and treats sleep like a negotiable contract. If Isla was a blue-chip stock, Arlo is a start-up in a volatile sector: unpredictable, erratic, but full of potential. Joel's lesson? Just like investing, the temptation is to chase quick fixes when things get turbulent. But resilience, consistency and sticking to the plan are what carry you through. This too shall pass. #FinancialPlanning #InvestmentDiscipline #LongTermThinking

Luxury property developer Guy Phoenix knows exactly how many seats are in his houses: 134 📐 Not approximately. Not "plenty of seating." Exactly 134. Most would call this obsessive. But that's exactly what separates the exceptional from the merely adequate. In financial planning, two seemingly identical strategies can produce wildly different outcomes based on details most would consider trivial. ISA timing. Pension death benefit structures. Gift exemptions. The skill is knowing where precision compounds and where it just creates noise. #FinancialPlanning #AttentionToDetail #MarginalGains